Unfortunately, accidents happen. Automobile insurance is designed to provide you and other involved parties with financial protection in the event of an accident.
Choosing the right insurance plan can be difficult, especially if you do not have an experienced specialist on your team. That is where we come into play. At Deatsch Insurance, we will help you sort through all of your options, and ensure that you are provided with the best insurance possible. With us, you’ll never need to worry that you’re overpaying for coverage you don’t need.
Our insurance can cover:
Automobile Liability Insurance
Insurance that protects the insured against financial loss because of legal liability for automobile-related injuries (Bodily Injury) to others or damage to property of others (Property Damage) by your automobile
Coverage for damage to your automobile due to it colliding with another vehicle or object or the overturn of the automobile. This covers the damage to the automobile itself as “auto” is defined in the policy.
Comprehensive Auto Coverage
Coverage for the damage to your automobile caused by fire, theft, windstorm, flood, and vandalism, but not loss by collision or upset.
Uninsured Motorists (UM) Coverage
Coverage for bodily injury and in some states property damage (PD) incurred when an accident is caused by a motorist who is not insured. This coverage allows an insured driver to collect from his or her insurance as if it is provided liability coverage for the negligent third party.
Underinsured Motorists (UIM) Coverage
Coverage for bodily injury (BI) incurred when an accident is caused by a motorist who is not sufficiently insured.
Medical Payments (Auto)
Optional coverage under an auto policy to pay for medical expenses for an insured who sustains bodily injury caused by an auto accident, without regard to fault.
Motorcycle & RV Insurance
Whether you are a hardcore motorcyclist or a weekend rider, we’ve got you covered. We have programs offering coverage for custom or classic motorcycles, touring bikes, sports bikes, cruiser and scooters as well as your off road dirt bikes, dune buggies, golf carts, and ATVs. We can also provide coverage for your Motorhomes and Travel Trailers.
We can provide coverage for all of your boating needs with programs for fishing boats, cruisers, pontoons, runabouts, sailboats, and yachts. Coverage is also available for jet skis. Coverages offered include Liability, Physical Damage, Medical Payments, and Personal Property.