Protecting Yourself with Workers’ Compensation Insurance
Sometimes at work, we find ourselves in risky situations. Mistakes can happen, and when they do, it is always best to make sure you’re covered. Workers’ compensation covers all type of injuries or illness from a job. In many cases, workers’ compensation insurance coverage is mandatory for businesses to carry. Check with your employer to see if you qualify for workers’ compensation insurance through your job.
Workers’ compensation insurance protects both the individual from losing income from a work-related injury and businesses from lawsuits. It also covers many costs from work-related injuries, including recovering lost income and paying for medical bills.
However, not all injuries can be classified as work-related: self-inflicted injuries, injuries due to drug or alcohol consumption, and injuries from natural disasters are normally not considered work-related.
If you work in a risky environment or have dependents, it may be especially important to have workers’ compensation. Give us a call or visit us to learn more about how Deatsch Insurance can get you fully covered for any type of work-related injury.